Privacy Policy
What Does Everyday Loans Do With Your Personal Information?
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- — Social Security number and Account Balances
- — Payment History and Credit Scores
- — Credit History and Transaction History
How?
All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Everyday Loans chooses to share; and whether you can limit this sharing.
Reasons We Can Share Your Personal Information
| Reasons We Can Share Your Personal Information | Does Everyday Loans Share? | Can You Limit This Sharing? |
|---|---|---|
| For our everyday business purposes — such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus | Yes | No |
| For our marketing purposes — to offer our products and services to you | Yes | No |
| For joint marketing with other financial companies | Yes | No |
| For our affiliates' everyday business purposes — information about your transactions and experiences | Yes | No |
| For our affiliates' everyday business purposes — information about your creditworthiness | No | We don't share |
| For affiliates to market to you | No | We don't share |
| For non-affiliates to market to you | No | We don't share |
Who We Are
Who is providing this notice?
Everyday Loans Funding 2017-, Everyday Loans 2018-1 SPE Trust, Everyday Loans 2018 Funding Trust, Everyday Loans 2019-1 Asset Securitization Trust, Everyday Loans 2019-2 Asset Securitization Trust, LP LMS 2019-1 Asset Securitization Trust, Everyday Loans 2020-1 Asset Securitization Trust, LP LMS 2020-1 Asset Securitization Trust.
What We Do
How does Everyday Loans protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Everyday Loans collect my personal information?
We collect your personal information, for example, when you:
- — Apply for a loan or provide employment information
- — Give us your account information or tell us where to send money
- — Give us your income information
Why can't I limit all sharing?
Federal law gives you the right to limit only:
- — Sharing for affiliates’ everyday business purposes — information about your creditworthiness
- — Affiliates from using your information to market to you
- — Sharing for non-affiliates to market to you
Definitions
Affiliates
Companies related by common ownership or control. They can be financial and nonfinancial companies. Affiliates include: Everyday Loans Funding 2017-, Everyday Loans 2018-1 SPE Trust, Everyday Loans 2018 Funding Trust, Everyday Loans 2019-1 Asset Securitization Trust, Everyday Loans 2019-2 Asset Securitization Trust, LP LMS 2019-1 Asset Securitization Trust, Everyday Loans 2020-1 Asset Securitization Trust, LP LMS 2020-1 Asset Securitization Trust.
Non-affiliates
Companies not related by common ownership or control. They can be financial and nonfinancial companies. Everyday Loans does not share with non-affiliates so they can market to you.
Joint Marketing
A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Everyday Loans’ joint marketing partners include banks, home improvement finance, credit card companies, and other consumer and commercial finance companies.
Other Important Information
For questions or complaints about this loan, contact Everyday Loans at Loans@everydayloanss.com or visit www.everydayloanss.com.
Everyday Loans is licensed and examined by the Office of Consumer Credit Commissioner (OCCC), a state agency. If a complaint or question cannot be resolved by contacting Everyday Loans, consumers can contact the OCCC to file a complaint or ask a general credit-related question.
Everyday Loans is licensed and examined by the Office of Consumer Credit Commissioner (OCCC), a state agency. If a complaint or question cannot be resolved by contacting Everyday Loans, consumers can contact the OCCC to file a complaint or ask a general credit-related question.