OUR FINANCIAL SERVICES
Flexible Lending Solutions for Every Need
From personal milestones to business growth, Everyday Loans provides tailored financial products designed around your life — not your credit score.
OUR SERVICES
Financial Solutions for Every Stage of Life
Whether you need funds for life’s unexpected moments or capital to grow your business, we have a product built for you.
Personal Loans
Bespoke capital solutions
for individual milestones.
Access flexible liquidity
from $500 to $20,000
with streamlined
approval.
- $500 – $20,000
- Up to 84 months
Debt Consolidation
Combine multiple high-interest debts into one affordable, manageable loan. Save on interest and accelerate your path to being debt-free.
- Secured or Unsecured
- Lower Monthly Payments
Financing
Get pre-approved before you shop. Know exactly what you qualify for, then walk into a dealership with confidence through our partner network.
- Pre-approved
- Partner Dealers
Business Growth Loans
Flex or fixed payments, line of credit — our partner Merchant Growth finds the structure that fits your business. Instant quote, funds in 24 hours.
- $5,000 – $500,000
- Funds in 24hrs
Home Equity Loans
Use your home’s equity to access larger sums at lower rates. Approved in minutes even if traditional banks have turned you down.
- Funds in 24hrs
- Funds in 24hrs
Emergency Funds
Short-term bridge loans to cover unexpected expenses, avoid NSF charges, or get through to your next paycheck without the stress.
- Funds in 24hrs
- Short-term Terms
Bad Credit Loans
We look beyond your credit score. Installment loans designed for people with damaged credit who need a reliable path back to financial health.
- Any Credit Welcome
- Rebuild Credit Score
Small Business Financing
Equipment, inventory, or working capital — Merchant Growth puts fuel in your operations with tailored credit facilities for growing businesses.
- Flex Payments
- Line of Credit
Installment Loans
Receive a lump sum at a fixed rate and repay in regular scheduled installments. Predictable, straightforward, and built to fit your cash flow.
- Fixed Rate
- Flexible Schedule
Value-Added Services
Improve your financial future with our Value-Added Services
You can’t predict the future, but you can plan for the unexpected. Improving your financial future means more than getting money today — it means keeping it secure tomorrow.
Protection
Rest assured you won’t miss a payment — keeping your financial health intact when life happens.
Security
Coverage for job loss, total disability, critical illness, or death — some or all of your payments.
Fast and easy
Filing a claim is simple. You’ll know if you qualify within 48 hours or less.
High approval rate
Over 80% of all claims are approved. Coverage runs up to 9 or 12 months by loan type.
Job loss
Payments covered while involuntarily unemployed — up to 9 or 12 months depending on loan type.
Critical illness
Covers your balance on first-time diagnosis of cancer, stroke, heart attack, or kidney failure.
Total disability
Unable to perform daily activities for 10+ consecutive days? Payments covered up to 12 months.
Death benefit
Your outstanding loan balance is fully protected so your family isn’t left with your debt.