OUR FINANCIAL SERVICES
Flexible Lending Solutions for Every Need
From personal milestones to business growth, Everyday Loans provides tailored financial products designed around your life — not your credit score.
OUR SERVICES
Financial Solutions for Every Stage of Life
Whether you need funds for life’s unexpected moments or capital to grow your business, we have a product built for you.
Personal Loans
When banks aren’t an option, we can help you get a personal loan from $500 up to $20,000, even with no credit history. We offer personalized products and affordable payment plans with terms up to 84 months designed to fit your unique needs and budget. Unsecured and secure personal loans and secured personal loans with manageable payments that fit your needs and budget.
Debt Consolidation
A debt consolidation loan is a loan (either secured or unsecured) you use to pay off any high-interest debt you might have. The idea is to combine or consolidate existing loans into one larger, more affordable, and easier to manage loan. The end goal is to save money on interest and hopefully become debt-free quicker.
- Secured or Unsecured
- Lower Monthly Payments
Auto Loans
Make car buying easy with pre-approved financing through our partners at Everyday Loans . We help put you in the driver’s seat and take control of your car buying experience with simple and easy financing. Shop with confidence for your next vehicle through one of our pre-approved dealers and know how much you are approved for before you buy
- Pre-approved
- Partner Dealers
Business Loans
Get between $5,000 and $500,000 to grow your business. Our partner, Merchant Growth provides solutions that fit your business needs from flex to fixed payments or even a line of credit. When you complete your application, Merchant Growth will produce an instant no-obligation quote so you will know exactly what you qualify for. When you accept it, we can have funds in your account within 24 hours.
Home Equity Loans
As a homeowner, your home is your most valuable asset. With a Home Equity Loan from Everyday Loans , you can use the equity in your home to help you get access to more money at lower rates. If you have been turned down by the bank, apply today and you could get approved in minutes for a Home Equity Loan up to $100,000 with rates starting from 9.99%.
- Funds in 24hrs
- Funds in 24hrs
Emergency Funds
A short-term loan can help you and your family meet unexpected expenses or simply get you through to the next paycheck. Short-term loans can also help you avoid late payment fees, utility reconnect fees, NSF and bank overdraft charges.
- Funds in 24hrs
- Short-term Terms
Bad Credit Loans
Do not let bad credit hold you back.If you have a poor credit history or a low credit score, you may find yourself unable to get online loans from traditional Financers such as banks. In order to access the credit you need, you may need to turn to an alternative Financers such as Everyday Loans that looks at more than just your credit score and can approve you even if you have bad credit.
- Any Credit Welcome
- Rebuild Credit Score
Small Business Financing
We are proud to partner with Merchant Growth, a leader in small business financing, to help you get the funds your business needs in as fast as 24 hours
A bad credit loan refers to a type of installment loan that can help you get access to a personal loan even if you have damaged credit.
- Flex Payments
- Line of Credit
Installment Loans
Loans built with flexible payment options.An installment loan is one of the most basic ways to borrow money and pay it back over a set period of time. You receive a lump sum of money, at a fixed interest rate and pay the loan back in regularly scheduled installments. Each payment is a combination of the amount you borrowed plus a portion of the interest you agreed to pay.
- Fixed Rate
- Flexible Schedule
Value-Added Services
Improve your financial future with our Value-Added Services
You can predict the future, but you can plan for the unexpected. Improving your financial future means more than getting money today — it means keeping it secure tomorrow.
Protection
When life happens, rest assured knowing you will not miss a payment which can negatively impact your financial health
Security
We can help cover some or all of your payments in the event of job loss, total disability, critical illness or unfortunate death.
Fast and easy
Filing a claim is fast and easy and it takes 48 hours or less to find out if you qualify.
Get approved
Over 80% of all claims are approved. Coverage runs up to 9 or 12 months by loan type.
Job loss
Payments covered while involuntarily unemployed — up to 9 or 12 months depending on loan type.
Critical illness
Covers your balance on first-time diagnosis of cancer, stroke, heart attack, or kidney failure.
Total disability
Unable to perform daily activities for 10+ consecutive days? Payments covered up to 12 months.
Death benefit
Your outstanding loan balance is fully protected so your family is not left with your debt.